Perks of Membership in the GHBA

Based in Houston, Texas, Eric Hymowitz, the president of ROC Homes, possesses decades of experience. Eric Hymowitz is also a member of the Greater Houston Builders Association (GHBA).

GHBA represents the interests of the home construction and remodeling industries in the Houston area. Founded in 1941, GHBA encompasses 11 counties. It is the third-largest builders’ association in the United States, with more than 1,600 member companies and over 9,000 individual members.

GHBA members gain access to resources offered by its parent organizations, the Texas Association of Builders (TAB) and the National Association of Home Builders (NAHB). GHBA hosts networking opportunities for construction industry professionals and courses to help them learn new information. The Houston Builder, a magazine for GHBA members, and a weekly newsletter give subscribers exclusive information to help them improve their businesses.

A GHBA membership grants holders discounts at select companies locally, statewide, and nationwide. Perks include discounts on local employee insurance plans and statewide housing industry products, and access to Member Advantage, the NAHB discount program.

Financial Consider When Buying a House

A graduate of Tulane University, Eric Hymowitz owns and runs ROC Homes, a Houston-based company that manages the construction of private residences throughout Greater Houston. Since Eric Hymowitz founded ROC Homes, the core philosophy has not changed and remains to provide the local population with quality, affordable homes with desirable features.

When thinking of buying a house, there are many things to consider. Here are three financial factors to mull over.

1. Mortgage interest rates

To own a house requires putting down a substantial down payment. Rates across the US are low right now, and you can leverage the affordable borrowing rates to invest in a house through a smaller down payment.

2. Your debt-to-income ratio

A mortgage lender applies the debt-to-income formula to determine whether a prospective home can afford the monthly mortgage payments. Although the FHA has set the desirable debt to income ratio in the US at 43 percent, it’s not so much about the lender but more about how much you can manage to pay without undue stress.

3. The ancillary costs

It is not uncommon for a new homebuyer to like a house and yet fail to consider the costs associated with running it. Known as ancillary costs, they include items that may need replacing, such as the roof, gutters, the HVAC unit, and appliances.

Property Trends in the Houston Area

Eric Hymowitz studied business management at A.B. Freeman School of Business, Tulane University. He is the owner of ROC Homes, operating out of Houston. When he founded ROC Homes in 2002, Eric Hymowitz’s goal was to provide homebuyers with excellent and affordable homes in the Houston metro area.

The Houston area offers a diverse range of housing options to meet different needs. However, a hot property market like the Houston metro area can be frustrating for many homeowners, yet ideal for those looking to invest in single-family properties. Houston is a strong job market, especially for young families. Many are looking to rent as the local housing market is tight.

In 2020, the median home price in Houston went up by 6.2 percent to stand at ($260,212) from what was recorded in 2019. After recording a 13-month run of positive sales in Houston, August 2021 saw an improved inventory and prices moderating, although still higher than 2020. These trends were aided by strong buyer demand and an influx of new listings.

Reduction in Price of Building Materials

Eric Hymowitz runs a home construction company, ROC Homes, where he oversees the building of private residences in various neighborhoods in Greater Houston, Texas. As a real estate and construction professional, Eric Hymowitz is affiliated with the National Association of Home Builders (NAHB).

The NAHB is the largest network of home-building professionals in America. The organization aims to provide housing opportunities for everyone while striving to maintain professional success for its members. The organization also advocates for its members’ interests to the government at both state and federal levels.

In July 2021, the National Association of Home Builders was involved in a virtual discussion hosted by the presidency about the challenges facing the home building supply chain. The main challenge is the rise in the price of building materials resulting from the low supply. At the discussion, NAHB proposed that the lumber mill increased production to match the increase in demand.

The rise in the prices of home building materials had been evident for more than a year. In its capacity as an advocate of professional success for its members and economic growth, NAHB had been educating the government and the public on these high prices' effects on the economy. Leaders of the association appeared on major news outlets and had discussions with members of Congress, Cabinet leaders, and White House officials to reach a solution.

PanCAN Reports New Treatment Approach

With a BS from Tulane University, Eric Hymowitz is an experienced construction professional and runs his own home construction company, ROC Homes, in Houston, Texas. A philanthropist, Eric Hymowitz loves to give back to the Houston community. Each year, he donates to charitable organizations that interest his ROC employees and family, such as the Pancreatic Cancer Network.

In a study reported by the Pancreatic Cancer Network in August 2021, one out of every four patients with pancreatic cancer tumors has a biological feature that makes that particular patient suitable for a specific type of treatment. Studies suggest that patients who receive precision medicine, which is treatment based on their unique biology, can live longer.

Pancreatic cancer develops due to damaged DNA within the pancreas leading to an abnormal multiplication of cells. A single cancerous cell then grows into a tumor. The new collaborative, multi-institutional study was published in the Journal of Clinical Oncology Precision Oncology. It provides information about clinical outcomes of treatment with specific targeted therapies.

ROC Homes Initiated a Program to Promote

An alumnus of Tulane University with a bachelor's degree in business management, Eric Hymowitz is an entrepreneur and construction professional with more than two decades of professional experience in the industry. Since 2002, Eric Hymowitz has served as the president of a home sales company, ROC Homes, that offers various well-designed plans for construction in desired Houston neighborhoods.

In 2018, ROC Homes launched a program that offers their home buyers the chance to get involved in donation activities in the Houston area. The program involves ROC Homes donating moneys from each home purchase to a Houston-based charity organization that their customer chooses. Since 2002, ROC Homes has been an active member of the Houston community, renowned for their special attention to detail in each home construction project.

According to ROC Homes, getting their clients involved in charity endeavors and seeking their choice of donations will help them know each client better and what their immediate family considers to be of utmost importance. ROC Homes is proud to be a part of their charitable endeavor.

ROC Homes Supports Cure for Pancreatic

A construction industry professional with more than two decades of experience, Eric Hymowitz oversees the construction of private residences in Houston through his role as the owner and president of ROC Homes. Eric Hymowitz has also been involved in charitable activities by donating resources to several organizations, including one dedicated to finding a cure for pancreatic cancer.

Pancreatic cancer occurs when the DNA strands in some cells that make up the pancreas are damaged. When the damage occurs, the faulty cells lose the information necessary to control division (become cancerous) and multiply abnormally. The cancer cells grow rapidly into tumors. Research into the exact mechanism by which chromosomal abnormality results in cancer is an active area of research at this point.

ROC Homes' dedicated team supports activities to combat pancreatic cancer through the Pancreatic Cancer Network. ROC Homes has donated resources to the Pancreatic Cancer Network in Houston on behalf of the organization to support efforts in developing a cure for pancreatic cancer. ROC also believes that the research efforts can help discover cures for other forms of cancer.